<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>The Retiree Report</title><link>https://retiree-report-80r.pages.dev/</link><description>Independent, plain-English explainers on Medicare, Social Security, retirement income, taxes, and health for Americans 50+. Sourced reporting, no spin, updated regularly.</description><language>en-US</language><atom:link href="https://retiree-report-80r.pages.dev/rss.xml" rel="self" type="application/rss+xml" /><item><title>Medicare Part D&#x27;s $2,100 out-of-pocket cap in 2026: what it really means</title><link>https://retiree-report-80r.pages.dev/a/medicare-part-d-2026-out-of-pocket-cap-explained/</link><guid>https://retiree-report-80r.pages.dev/a/medicare-part-d-2026-out-of-pocket-cap-explained/</guid><description>Medicare Part D&#x27;s out-of-pocket cap rose to $2,100 in 2026, indexed from the IRA&#x27;s original $2,000. Here&#x27;s what counts and how to spread costs.</description><pubDate>2026-04-25T00:00:00Z</pubDate></item></channel></rss>