The Retiree Report

Plain-English answers on Medicare, Social Security, and life after 50.

Medicare Social Security Retirement & Income Taxes Health Scams & Safety Insurance Benefits

Taxes

Qualified charitable distributions in 2026: skip RMD tax up to $111,000

2026-06-23 · 7 min read

In 2026 you can send up to $111,000 straight from your IRA to charity, satisfy your RMD, and skip the income tax—even if you don't itemize deductions.

Standard deduction for adults 65+ in 2026: the extra $6,000 and how it stacks

2026-06-22 · 7 min read

Turning 65 changes your 2026 taxes. See the base standard deduction, the age-65 add-on, and the new $6,000 senior deduction — plus the income limits that apply.

Are Medicare premiums tax deductible? What self-employed retirees miss

2026-05-23 · 6 min read

Self-employed retirees can deduct Medicare premiums above the line, skipping the 7.5% AGI floor. See who qualifies, what counts, and the 2026 dollar math.

Seven tax deductions and credits seniors often miss on a 2026 return

2026-05-22 · 7 min read

From the new $6,000 senior bonus to the Credit for the Elderly or Disabled, seven 2026 federal tax breaks that older Americans most often leave unclaimed.

Qualified charitable distributions in 2026: the $111,000 IRA giving move

2026-05-22 · 7 min read

In 2026 you can move up to $111,000 from your IRA straight to charity, satisfy your RMD, and keep the money off your tax return entirely.